Essential Coverage Plans
Essential Coverage Plans
Whether you own or rent, our Essential Coverage Plans ensure you have the right level of coverage for your home.
Best Value
Premium Surge Coverage Plan
Get maximum protection by covering both your electronics and appliances.
- Provides total coverage up to $2,000 per event: $1,000 per electronic event and $1,000 per appliance event.
- Bundles coverage for your electronics and appliances for only $3 more per month than individual Electronic and Appliance plans.
Items Covered: View All
$8.99
per month
Ideal for Renters
Electronic Surge Coverage Plan
Can you afford to replace your sensitive electronics if they are damaged by a power surge? This plan helps you pay for unexpected costs.
- Provides up to $1,000 per event to repair or replace damaged electronics.
- Offers surge damage coverage for electronics typically not protected by landlord or renters Insurance.
Items Covered: View All
$5.99
per month
Ideal for Homeowners
Appliance Surge Coverage Plan
Protect your refrigerator, washer, dryer, ovens, furnace and other appliances from high repair and replacement costs caused by a power surge.
- Provides up to $1,000 per event to repair or replace damaged appliances.
- Warranties for major appliances you rely on if they experience damage from a power surge.
Items Covered: View All
$5.99
per month
Meter-Based Protection
Meter-Based Protection
Meter-Based Protection plans offer preventative protection AND financial coverage of household equipment damaged by a power surge.
Whole Home Surge Protection
Installed on your electric meter, the surge protection device can handle surges eight times greater than a typical surge protection strip. Whole Home Surge Protection provides
- Warranties up to $5,000 per event for appliances and $1,000 per event to repair or replace electronics if damaged by a surge.
- A one-time discounted installation fee of $49.99 through December 31, 2025. When this limited-time offer ends, the fee will return to $99.99.
- Free replacement if the surge protector wears out.
Items Covered: View All
$13.99
per month
Surge Protection Plus
Surge Protection Plus
Surge Protection Plus
DTE has partnered with GenerLink to provide whole home surge protection with the ability to connect your generator quickly and efficiently to provide power directly to your home's electrical system when needed.
Installed at your meter, the Surge Protection Plus device includes a connection port and socket-mounted transfer switch for your backup portable generator.
Surge Protection Plus provides
- Easy access for your generator – you won’t have to run extension cords from your generator into your home – and you’ll receive a FREE power cable.
- Flexibility with your generator to supply electricity to the appliances and devices you need during the day.
- Surge protection for your home with warranty coverage up to $5,000 per event for appliances and $1,000 per event to repair or replace electronics if damaged by a surge.
- A one-time discounted installation fee of $49.99 through December 31, 2025. When this limited-time offer ends, the fee will return to $99.99.
Items Covered: View All
$22.99
per month
Why DTE Surge Protection Plus
Basic Generators
With the typical generator, you’re often dealing with multiple extension cords – a messy, inconvenient and potentially unsafe solution.
Plugging in too many extension cords, or the wrong one, can cause unnecessary strain on the generator and risk damaging it.
Bottom line: Low cost, but creates unsafe conditions while decreasing the efficiency of the generator.
Transfer Switch
During installation, you are required to identify which circuits will power on via the transfer switch.
Once the transfer switch is installed, you won’t be able to power any circuits that weren’t identified at the time of installation.
Bottom line: Average cost is $1,500 and you’re confined to predetermined circuits.
Surge Protection Plus
You get to choose the circuits you want powered. This allows you the flexibility to supply electricity to the appliances and devices you need during the day.
- Easy access for your generator
- One connection cable instead of multiple extension cords
- Surge protection for your home
Bottom line: $22.99 per month and a one time installation fee discounted to $49.99 through December 31, 2025, plus more control of the circuits you power throughout the day.
Count On the Plus Plan
Convenient Installation
Enrollment is easy and we’ll schedule the installation of your surge protection device. You don’t even need to be home if your meter is easily accessible. Our technician can install the device in less than 30 minutes.
Whole Home Protection
The warranty provides $5,000 per event for appliances and $1,000 per event for electronics to repair or replace the products your family relies on every day if the device fails to protect against damaging surges.
Stay Connected
You’ll have easy access to connect your generator to the surge device and a FREE 20-foot power cable to power your home up to your generator’s capacity in the event of a power outage.
Surge Protection Plus Resources
Your Generator and Surge Protection Plus
Ensure your generator is compatible with the GenerLink device and get full GenerLink details.
Your Surge Protection Plus Free Power Cable
With Surge Protection Plus you’ll receive a FREE 20-foot power cable to connect your generator to the surge device. In the event of a power outage, you can power anything in your home up to the capacity of your generator. You won’t have to run extension cords from the portable generator into your home or face a high transfer switch installation fee.
